Study Good Shepherd Microfinance’s distribution towards the Senate’s Inquiry into Australia’s General Insurance business.
Our submission covers: – Good Shepherd Microfinance’s Good Insurance system – Education and advocacy for individuals on low incomes – Challenges and solutions for the вЂbarriers to entry’ for insurance coverage to individuals on low incomes – Future possibilities to expand the Good Insurance Program
Money Ready Toolkit
In collaboration with all the Queensland Government, Good Shepherd Microfinance produced the money toolkit that is ready help individuals prepare, react and cure the monetary effect of normal catastrophes. It really is a resource that is valuable Queenslanders and anyone staying in catastrophe prone areas.
The Toolkit provides information and tools on planning, responding and dealing with natural and human-made catastrophes.
Just take Charge: credit rating and millennials
This report investigates the data and attitudes of millennials towards credit.
As Australia’s credit reporting framework changes, we look at the future implications of those modifications for millennials, policy manufacturers and industry.
Our findings reveal valuable insights from more youthful Australians towards their credit score, as well as on handling expenses generally speaking.
Collective actions, leading modification
The launch report for the Financial Inclusion Action Plan (FIAP) system, вЂCollective actions, leading change’, describes the reasoning, design and anticipated effect associated with system. It includes the commitments created by the initial twelve organisations to take part in this program.
Pathways to Resilience: the Financial Inclusion Continuum and mobility that is economic
In Australia, around 3.1 million individuals (16.9percent of grownups) lack usage of safe, appropriate and affordable products that are financial solutions such as for example bank reports, credit and insurance coverage 1.
The economic inclusion continuum provides Good Shepherd Microfinance using the framework to take into account and guide a knowledge of y our consumers together with forms of help they may have to be economically included.
Report about product sales commissions
Good Shepherd Microfinance, customer Action Law Centre and Financial Rights Legal Centre are making a submission that is joint reaction to the Australian Bankers’ Association’s regards to Reference paper ‘Independent summary of income commissions and product based re re re payments’.
The submission talks about: – just exactly How payment and product based re payment systems affect lending and sales methods – The negative nature of sales-staff behavior as consequence of income commissions and product based re re payments – Ethical banking training – situation studies drawn from Consumer’s Federation of Australia, outlining the ongoing conditions that customers encounter with Consumer Credit Insurance – Customer-focused banking training being a focus of monetary addition
Everyone Requirements a Savings Buffer
Good Shepherd Microfinance presented a reply to Financial Counselling Australia’s everybody else Needs a Savings Buffer assessment paper.
Analysis demonstrates that having a cost cost savings buffer can be an essential necessity for the capability to deal with monetary shocks and develop resilience that is financial.
Our reaction addresses a few concerns laid down in the consultation paper, browse the report right right here:
Pathways to resilience: The effect of monetary conversations in the capability that is financial of candidates
Read our вЂPathways to Resilience’ research report which is targeted on the effect that economic conversations – a core element of our NILS Program made available from Good Shepherd Microfinance and system lovers – is wearing building capability that is financial our consumers.
Topics typically talked about when you look at the conversations between customers consist of: cost management, avoiding bank costs, handling bills as well instant Illinois loan as the high price of fringe financing. The conversations are created to offer a variety of help, information, and good reinforcement to those who are trying for help.
Working together for better housing and communities that are sustainable
Study Good Shepherd Microfinance’s distribution on the Queensland Government’s ‘performing together for better housing and communities that are sustainable discussion paper.
Our distribution shows a quantity of possibilities to allow individuals to determine and realise social and wellbeing that is economic including: – Leveraging current sites and positioning between economic and housing services – following through on personal leasing sustainment – using action on house ownership – Financial Inclusion Action Plans – Mitigating the impacts of this increasing price of power – Improving usage of and flexibility of mortgage loan items
Victorian Gender Equality Strategy Consultation Paper
Browse Good Shepherd Microfinance’s submission regarding the Victorian Gender Equality Strategy Consultation Paper. Our distribution features the work our company is doing to boost gender equality in Victoria, and makes lots of tips about advancing sex equality.
The submission covers: – secure and affordable monetary options for females – Micro-enterprise development for females business owners – Raising awareness of monetary punishment – Financial Inclusion Action Plans – Encouraging sex equality as time goes on of superannuation – Transitions to house ownership – Good Shepherd Microfinance’s Good Insurance Program
Australian Government’s Reasonably Priced Housing Performing Group
Good Shepherd Microfinance produced distribution into the Government’s Affordable Housing Working that is australian Group. Our distribution recognises the number of viable housing initiatives designed for consideration and features the primary part of Good Shepherd Microfinance in supplying trusted, client-focused, community-led help for individuals on low incomes. Read here to get more: